Turning 65 in Midwest City? Medicare Supplement help from a local agent

Turning 65 in Midwest City: what to do first

If you live in Midwest City and are turning 65, the best time to get a Medicare Supplement is a one-time window that opens with Part B. Jeff Spitler can help you find your dates and compare options at no cost to you.

The window that matters most: Medigap Open Enrollment

Your Medicare Supplement (Medigap) Open Enrollment Period is a one-time, 6-month window. It starts the first month you are 65 or older and have Medicare Part B. During it, a company can't refuse to sell you any Medigap policy it offers in Oklahoma and can't charge you more because of pre-existing health problems. After it ends, you may not be able to buy a policy, or it may cost more.

If you have TRICARE or VA coverage

Midwest City sits next to Tinker Air Force Base, so a lot of neighbors have military coverage. Medicare.gov says you generally need both Part A and Part B to keep TRICARE when you're first eligible. VA coverage works differently from Medicare, and Medicare.gov warns that if you skip Part B when you're first eligible, you might have to wait to sign up later and pay a monthly penalty. Check your situation with TRICARE or the VA before you decide.

Next steps

1. Confirm your Part A and Part B start dates with Social Security or Medicare.gov.
2. Mark your 6-month Medigap window, which starts with Part B once you are 65.
3. Compare Medicare Supplement plan letters and add Part D drug coverage.
4. If a supplement premium doesn't fit your budget, we can also review Medicare Advantage plans I offer.

Nearby: Medicare Supplement in Oklahoma City · Age 64 checklist · Medicare at 65 in Oklahoma. Already have a supplement? Oklahoma's birthday rule may let you change plans each year.

Sources (checked Oct 30, 2026): Medicare.gov: Medigap Open Enrollment Period · Medicare.gov: When can I sign up for Medicare?

TTY users call 711. Monday to Friday, 9 AM to 6 PM Central. There is no obligation to enroll.